The Independent Business Owners Association International, Inc.® (IBOAI®) maintains this website (www.iboai.com) as an informational service to its members, the community of North American Independent Business Owners (IBOs). The website is provided solely for informational purposes and is not warranted or guaranteed in any way. As with most websites, by using this website, you are agreeing to the following terms and conditions. Please be advised that these terms and conditions are subject to change at any time so you should check back frequently for changes, updates and alterations.

User Restrictions
The entire content (images and text) of www.iboai.com is copyrighted and may not be distributed, downloaded, modified, reused, re-posted or otherwise used except as provided herein without the express written permission of IBOAI. IBOs are hereby granted permission to download, reproduce, and distribute articles in the operation of their Amway Global businesses, provided that the article is printed in its entirety and bears a notice that it has been reprinted with the permission of IBOAI, Amway Global or the respective owner. You are not allowed to use names email addresses or other identifying information regarding IBOs for any purpose other than gaining information about their respective Amway Global businesses, or asking about starting or conducting your own Amway Global / Quixtar business. Any other use of materials on this website, including: (1) reproduction, except as authorized herein; (2) modifications; (3) distributions; (4) republication; (5) transmission; (6) re-transmission; (7) or public showing, without the prior written permission of IBOAI is strictly prohibited.

Warranties
THE INFORMATION, MATERIALS AND SERVICES CONTAINED ON THIS WEBSITE, INCLUDING BUT NOT LIMITED TO GRAPHICS, LINKS AND OTHER ITEMS, ARE BEING PROVIDED TO YOU "AS IS," AND "AS AVAILABLE," WITH NO WARRANTY. IBOAI DOES NOT WARRANT OR GUARANTEE THE ACCURACY, ADEQUACY OR COMPLETENESS OF THIS INFORMATION AND MATERIALS, AND EXPRESSLY DISCLAIMS LIABILITY FOR ANY ERRORS AND/OR OMISSIONS IN THIS INFORMATION AND MATERIALS. TO THE MAXIMUM EXTENT PERMITTED BY LAW, IBOAI DISCLAIMS ALL REPRESENTATIONS AND WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED OR STATUTORY, INCLUDING WITHOUT LIMITATION THE IMPLIED WARRANTIES OF TITLE, NON-INFRINGEMENT, MERCHANTABILITY, AND FITNESS FOR A PARTICULAR PURPOSE.

In addition, IBOAI does not warrant, guarantee or make any representations regarding the security of this website, or that this website is free from destructive materials, including but not limited to computer viruses, hackers, or other technical sabotage, nor does it warrant, guarantee or make any representations that the website will be fully accessible at all times, uninterrupted, or error-free.

Links to Other Websites
This website has links to numerous other internet websites owned and administered by other organizations and individuals, including but not limited to Amway Global, various IBOs, such as Board Members, Nominees, Emissaries, and new Voting Members, and other third parties. A link to a non-IBOAI website does not mean that IBOAI endorses or accepts any responsibility for the content, use, or products and services made available through such website. You should be aware that:

• If you access another website through a link provided by www.iboai.com, you are subject to the use terms and privacy policies of that website.
• Reference in any such referred website to commercial products or services, business practices or policies, or to any business support programs, materials or systems does not constitute an endorsement by IBOAI.
• IBOAI is not responsible for the contents of any pages referred from its website.

Links to This Website
Linking to the www.iboai.com website is permissible, provided that the link is only to the www.iboai.com home page, you do not remove or obscure, by framing or otherwise, the copyright notice in the website, you provide notice of such link to IBOAI, and you discontinue providing the link if notified or requested to do so by IBOAI.

Limitation of Liability
IN NO EVENT WILL IBOAI BE LIABLE FOR ANY DAMAGES, INCLUDING WITHOUT LIMITATION DIRECT OR INDIRECT, SPECIAL, INCIDENTAL, COMPENSATORY, EXEMPLARY OR CONSEQUENTIAL DAMAGES, LOSSES OR EXPENSES, LOST PROFITS, LOST GOODWILL, OR LOST OR STOLEN PROGRAMS OR OTHER DATA, HOWEVER CAUSED AND UNDER ANY THEORY OF LIABILITY ARISING OUT OF OR IN CONNECTION WITH (1) USE OF THIS WEBSITE, OR THE INABILITY TO USE THIS WEBSITE BY ANY PARTY; OR 2) ANY FAILURE OR PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION OR TRANSMISSION; OR (3) LINE OR SYSTEM FAILURE OR THE INTRODUCTION OF A COMPUTER VIRUS, OR OTHER TECHNICAL SABOTAGE, EVEN IF IBOAI, ITS EMPLOYEES OR AGENTS THEREOF, ARE ADVISED OF THE POSSIBILITY OR LIKELIHOOD OF SUCH DAMAGES, LOSSES OR EXPENSES.

Governing Law
The website is controlled by IBOAI from its offices in the State of Michigan. Although the website may be accessed from all 50 states and other countries, you, by accessing this website, hereby agree that the laws of the State of Michigan, without regard to its conflicts of laws principles, will apply to all matters relating to the use of this website and any of the information contained therein.

Miscellaneous
IBOAI reserves the right to correct any inaccuracies or typographical errors in the information posted to this website, and shall have no liability for such errors. Information may be changed or updated without notice. In the event that any provision(s) contained in these Terms of Use is held to be invalid or unenforceable for any reason, such invalidity or unenforceability shall not affect the remainder of this Agreement, and this Agreement shall be construed and enforced as if the invalid or unenforceable term(s) or provision(s) had never existed. IBOAI's failure to insist upon or enforce strict performance of any term(s) or provision(s) contained herein shall not be construed as a waiver of any term, provision or right.